top of page


Our loan options and seamless process keep you on course to obtain

the best financing for your situation, whether a purchase or refinance.



Whether you're buying your first home or your dream home, find the right mortgage solution for you.  Together, we will explore your options and help you choose the loan product that best fits your home financing needs and goals.


We're committed to helping you refinance for the best rate and terms for your situation, whether it merely lowers your monthly payments or allows cash-out for various purposes or opportunities.


The right financing can offer powerful solutions for today's modern homeowner.  It can make all the difference in reaching your financial goals.


Why wait? Call today!


Emerson Financial

Mortgage Professionals

We utilize broad knowledge and analytical skills, along with a down-to-earth, practical sense of what will work consistently to produce favorable results for our clients.  Whether you're a first-time homebuyer or a seasoned veteran, we'll walk you through every step of the financing process.

Happy Customers

Who else hugs their mortgage broker? We do. We love Dan too. He has been there through the years working his magic through the purchase of two homes and one refi. Everything others have written here has been our experience as well. He knows not just his business like the back of his hand, but the roles of the lenders, the appraisers, the realtors, etc. Dan provides solid guidance in negotiating the world of home purchasing or refinancing. Beyond his expertise, professionalism and intelligence is a guy with a heart who genuinely cares about people. Actually, they all do at Emerson Financial. Theirs is a successful family-run business because of the way they do business.


Vicki S., San Francisco

bottom of page