Why Use a Broker?

Your personal advocate

What is a mortgage broker?

A mortgage broker 

-acess to 

Another benefit to working with a mortgage broker is competition.  Lenders are constantly competing for our business and therefore

If you go to your local bank, you are only choosing from one set of loan products from only one lender. Even if you were looking at a specific loan program, they may not have the very best rate for your situation.  Sure they may advertise unbelievably low rates when you walk through the door, however, read the fine print.  Interest rates are dependent on a variety of factors such as LTV (loan to Value)

Contact Us

Emerson Financial

675 Mariners Island Blvd, Suite 107

San Mateo, CA 94404

Office: (650) 524-1700

Fax: (650) 524-1711


Truckee Branch:

11019 KT Court

Truckee, CA 96161

Office: (530) 587-5460


About Us